Switch account to view as a payee
If you want to double check what a payee can or can't see, select Account -> Switch Account:
Then, type the payee's name into the Payee field.
This will automatically take you that payee's dashboard, and add a badge to the nav indicating you're viewing as that payee.
You can now navigate the site as that payee, viewing only what they are presently able to view.
You can still switch from one payee to another while viewing as a payee via the same method.
To switch back to your admin account, simply x out the badge.